Privacy Policy

Privacy Policy for BG Innovations

This Privacy Policy outlines how BG Innovations LLC collects, uses, and protects your personal information when you visit our websites, bobgrayinnovations.com and bginnovations2.com (collectively referred to as the “Sites”). We are committed to complying with applicable laws, including the General Data Protection Regulation (GDPR) for visitors from the European Union, the California Consumer Privacy Act (CCPA) for residents of California, and regulations set forth by the Federal Communications Commission (FCC), Consumer Financial Protection Bureau (CFPB), and Federal Trade Commission (FTC).

Information We Collect

Personal Data

We may collect personal information that you voluntarily provide to us when you:

Payment Information

For transactions made through our Sites, we utilize third-party payment processors, specifically Stripe and PayPal. These platforms allow us to securely process payments via credit/debit cards, Google Pay, Apple Pay, Cash App, Venmo, and PayPal. We do not store your payment information; it is processed securely by these third parties.

Non-Personal Data

We may also collect non-personal data automatically when you visit our Sites. This can include your IP address, browser type, operating system, and other usage data.

How We Use Your Information

We use the information we collect for the following purposes:

Legal Basis for Processing Personal Data

Under GDPR, we rely on the following legal bases for processing your personal data:

For visitors from the U.S. or other regions, we comply with applicable local laws regarding data collection and processing.

Your Rights Under GDPR and CCPA

GDPR Rights

As a resident of the European Union, you have the following rights under GDPR:

  • Right to access: You can request copies of your personal data.
  • Right to rectification: You can request correction of any inaccurate or incomplete data.
  • Right to erasure: You can request deletion of your personal data under certain conditions.
  • Right to restrict processing: You can request that we restrict the processing of your personal data.
  • Right to data portability: You can request transfer of your personal data to another organization or directly to you.

CCPA Rights

As a California resident, you have the following rights under CCPA:

  • Right to know: You can request information about the categories and specific pieces of personal information we have collected about you.
  • Right to delete: You can request deletion of your personal information that we have collected from you.
  • Right to opt-out: You can opt-out of the sale of your personal information.

Other International Rights

For visitors from other regions, we respect local privacy laws and regulations applicable in those jurisdictions. If you have specific rights related to privacy in your country or region, please contact us for more information.

Compliance with Regulatory Authorities

Federal Communications Commission (FCC)

We adhere to FCC regulations regarding consumer protection in telecommunications. This includes ensuring that communications are clear and truthful and that consumers are informed about their rights related to communications services.

Consumer Financial Protection Bureau (CFPB)

In accordance with CFPB guidelines, we ensure transparency in financial transactions conducted through our Sites. This includes clear disclosures about payment processing and consumer rights regarding financial products and services.

Federal Trade Commission (FTC)

We comply with FTC regulations concerning advertising and marketing practices. This includes ensuring that any promotional materials are truthful and not misleading.To exercise any of these rights or inquire about compliance with regulatory authorities, please contact us using the contact information provided below.

Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, loss, or destruction. However, no method of transmission over the internet or method of electronic storage is 100% secure. While we strive to protect your personal data, we cannot guarantee its absolute security.

Third-Party Services

Our Sites may contain links to third-party websites. This Privacy Policy does not apply to those websites. We encourage you to review their privacy policies before providing any personal information.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date. We encourage you to review this Privacy Policy periodically for any updates.

Contact Us

If you have any questions about this Privacy Policy or wish to exercise your rights regarding your personal information, please contact us at:

BG Innovations LLC

bginnovations2@gmail.com 

By using our Sites, you consent to this Privacy Policy.

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